Archive for December 29, 2022

Cheap Organization Items That Will Transform Your 2023

If your resolution is to get your home organized in 2023 then you might be worried about spending too much money on the products that you need to get your home in order. Luckily, there are actually quite a few different products that you can enjoy to help create more space and convenience in the home. These ten products will help you get more out of your space, while also allowing you to save some money. Some of the items can even be made at home from items on hand, which will make them all the more frugal. So, get ready to make your resolutions come true as these tips are bound to get you on the right path.

1. Drawer Organizers
Without a doubt, drawers can be one of the worst things to organize. Whether the drawers are stuffed with clothes, or they’re filled with junk, getting things in order and keeping them that way can be painstaking. Drawer organizers are a great way to combat this. There are lots of drawer organizers on the market, so you can find one for your particular problem. However, drawer organizers are remarkably easy to make at home too. You can easily make them from recycling or other items lying around the house which will ensure you save money while getting organized. There are plenty of tutorials to guide you through the process, so have fun with it.

2. Plastic Shoe Boxes
You would be surprised by how helpful shoe boxes can be, especially when you’re organizing small objects. These boxes are fairly cheap and can be ordered in bulk to help you get even more for your money’s worth. One of the best things you can do with shoe bins is organize toys. They’re perfect for placing your craft supplies as well, which can help you prevent these supplies from ending up everywhere. If you don’t have a lot of storage space, then you can also store papers, or anything else that needs a home. Of course, you can also use the bins for what they’re made for, shoes. This is especially helpful for shoes that you’re putting up for the season or may not wear out often.

3. Mason Jars
Chances are, if you keep up with trends, then you probably already have a large selection of mason jars in your home. Even if you don’t, then you can buy a bulk container of mason jars for fairly cheap. Mason jars can be used for a wide variety of different things. For instance, larger jars are perfect for storing baking items like flour and sugar. Even if it doesn’t fit an entire bag, you can store the bulk product in a large container elsewhere and leave the jar in an easy to reach location. Apart from that, you can also use the jars to store things you’d typically keep in the refrigerator, such as juice or homemade pickles. Other than that, it makes great storage for snacks like candy or crackers.

4. Lazy Susan
Getting organized is incredibly easy when you have a Lazy Susan on your side. This organizational trick can truly help you to make the most of the space you have. One of the best places to put your Lazy Susan is in the corner of a pantry. This will allow you to stack items and still be able to get to what you need. You can also use it in your refrigerator for easy access to your condiments and cooking essentials. Apart from that, it can be placed anywhere that you need a little extra help keeping things organized. After adding a couple of these items to your home, you’re bound to find there is so much more convenience to enjoy.

5. Metal Stands
A lot of cabinets have a lot of excess space, which goes to waste. When you add metal stands to your cabinets you create more space to help you stay even more organized. These shelves are perfect for helping you to add more canned goods to a space, keep cups organized, or allow you to stack even more storage items. This will help you to hide away many of the items you want out of sight too, which can help you feel more at peace in your surroundings.

6. Closet Shoe Hanger
A closet door shoe hanger can go a long way when it comes to organizing your home. These special devices hang over the door, so it won’t take up any extra space in your home. The thing is, these organizers don’t always have to be used for shoes. If your child has a lot of toys, then these containers are perfect for small plushes, dolls, action figures, cars, and even craft supplies. You can also find these organizers for spices, which is great for adding to a pantry. Another option is to place beauty supplies in the organizer. Of course, this is only scratching the surface as there are so many unique ways to use shoe hangers to organize your home.

7. Storage Ottoman
Your living spaces tend to quickly gather clutter, which can be hard for anyone that is struggling to keep their home organized. One of the best ways to cut back on clutter is to invest in a storage ottoman. These ottomans open up to reveal extra storage space, which is perfect for pillows and blankets. Another great option is to place storage bins inside of the ottoman. This will help you to hide some of the items you don’t want out or to store excess toys, craft supplies, or even house essentials like excess tissue. These ottomans are functional too, so you’ll get your money’s worth out of the investment.

8. Broom Holder
Cleaning supplies can be one of the trickiest things to organize. Luckily, a broom organizer is one of the best ways to help you keep these items in check. There are many broom holders on the market, which simply screw into the wall. However, you can also build your own if you’re hoping to save a little money. There are tutorials to help you out with this. Once you choose which holder you’d like to buy or make, all you do is fasten it to your wall. Then, you can easily hang up your broom, mops, dusters, and anything else that might be in your way.

9. Paper Organizer
Mail tends to pile up in every nook and cranny of a home. On top of that, there’s paperwork for almost everything you do, which can also take up a lot of space. If you’re not on top of everything, then there are numerous clutter hazards that can pile up. Paper organizers are easy to come by though, which makes it simple to get your space cleared up. There are so many ways that you can make your own paper organizer with items that you find around your own home. These can help you keep papers in order, so you don’t have to spend your free time going through the stacks that have piled up around the home.

10. Small Bins
You shouldn’t disregard how amazing having small bins around can be. You can purchase a wide assortment of these bins, which can help you suit your own personal style as well as your organizational needs. Little bins are perfect for tossing in random toys, getting rid of eye sores on your desk, and keeping your bathroom neat and tidy. Apart from that, you can place them almost anywhere to discreetly hide them or show them off. Your imagination is the limit when it comes to how you choose to store these items.

When it comes to making your organizational resolutions come true, these tips won’t fail to please you. The tips won’t just suit your budget, but will help you find interesting ways to get more out of your space while helping you to feel confident that you can get and stay organized in 2023.

Cheap Things to Do So You Can Start Your New Year Off Right

The holiday season is already almost over, can you believe it? New Year’s is the last celebration of the year and can be one of the most important for so many people. If you’re hoping to really get into the holiday, but don’t want to stretch your budget any further, then there are many great ways you can embrace the day. These ten ideas can help you feel great about the upcoming year, while also leaving you feeling financially sound without having to sacrifice the holiday.

1. Make a Game Plan for Your Goals
The New Year is all about resolutions, right? So, instead of making a big production of the day, stay in and work on choosing a resolution that you’ll actually want to stick with in 2023. Making a goal that you want to stick with is definitely a hard thing to do, which is why you need to spend a bit more time on it than just verbalizing what you’d like to do. On New Year’s Eve or New Year’s Day, sit down and make out a game plan. You can plan out activities that will help you reach your goal for each day, week, month, and season of the year. This will help you feel confident about the goal while ensuring you have the tools needed to actually make it happen.

2. Clean House
Beginning the year with a clean house can do so much for you. Cleaning the house might not seem like an ideal thing to do on a holiday, but once you’re done, you’ll have a home that is sparkling clean which can feel like a gift in itself. Beginning the year with a clean home is great for your mental health and your time, as you won’t have to spend hours getting it in order after dealing with the holiday season. Other than that, it will allow you to feel like you have less on your plate when it is time to get back to work. In some cultures, cleaning house on New Year’s is also said to bring good luck, which is never a bad thing.

3. Arts and Crafts Night
Start the year out by letting your creative juices flow. An arts and crafts night with friends or family is a great option to help you celebrate while having a lot of fun. As you wait for the clock to strike midnight, create a project that sums up your 2022, or one that shows your aspirations for 2023. If this doesn’t sound appealing, then you might consider just getting together to create art that makes you happy. This will allow you to feel creative as the New Year arrives while giving you something new to hang in the home. If you want to save money you can use supplies that you already have on hand. You can also ask others to bring supplies, so you can pool them together to make the evening even more creative.

4. Digital Wine Party
If you want to embrace the drinking aspect of the New Year, but don’t want to spend a lot of money or leave the house, then a digital wine party is the way to go. Not only will you be able to embrace the fun of having some of your favorite wines, but you’ll also get to enjoy the company of friends. All you really need for your wine party is the wine of your choice and a device with an internet connection. Simply start a chat in your favorite virtual chat software and you’re ready to go. You can come up with games, chat, snacks, and anything else that you’d do at a typical party. You can even take turns choosing music as you dance until midnight. If you’re not sure how to plan out your wine party, there are lots of ideas online to choose from.

5. Spa Night
Another great way to help enjoy the New Year is to take some time to pamper yourself. A spa day is a great way to truly embrace the new year and start out feeling fresh and rejuvenated. You don’t have to go crazy with spending when it comes to your spa day either. In fact, you can easily use the supplies you have at home. You also might consider using homemade items, which can often be crafted from items you already have at home. You can find recipes for these online if you haven’t made them before. No matter what you choose to use, you’ll definitely be able to rest when you embrace your spa day while waiting for the ball to drop.

6. Reconnect with Loved Ones
Sometimes, it’s hard to meet up with all of your loved ones during the holiday season. Things get really busy for everyone, so coordinating schedules isn’t always possible. One way to help make the New Year special is to get in one last gathering for 2022. May it be having a small family reunion to get together with the people you can or meeting up with friends for coffee. If you’d prefer to wait until the year is over, then you can always make it one of your first activities for the New Year. Of course, seeing everyone might not be possible, so you might consider making dates for video chats if you can’t get together with the people you want to.

7. Explore Museums
Spend time learning on the last or the first day of the year, by visiting museums that you might not have time to see during the rest of the year. It doesn’t matter if you’re spending the day looking at the past or embracing the science of the future. A museum of any type can help stimulate the mind and show you all of the amazing things that have been accomplished over the past several centuries. This can also help you hope for amazing things in the future.

8. Game Night
If you want to have a simple night in without spending a lot of money, then a game night is definitely the answer. A game night will help you bond with those you love while ensuring everyone is engaged and having a good time. Game nights will also help you to kill time as things tend to go by quickly when you are engaged in an activity. Apart from that, games will help to keep the night cheap, especially if you use what you already have on hand. You can also find trivia games online to help you further your fun. If you invite guests over, you can always ask them to bring their favorite games or drinks and snacks to help cut the burden of the cost.

9. Enjoy the Outdoors
Nothing will boost your spirits quite like getting outside and enjoying a little fresh air. There are so many ways you can embrace the day on New Year’s Eve and New Year’s Day. One of the easiest options is to get outside and take a walk. This will help you to clear your head, enjoy Mother Nature, and feel confident that you’re going to enter 2023 feeling healthier and happier. There are usually plenty of other outdoor activities to enjoy as well. For instance, you might consider going ice skating while it is still cold out. This will allow you to have a bit of seasonal fun that might not be available in the upcoming months. A hike, if the weather allows, can also give you a bit of clarity while helping you to focus on what 2022 has meant to you.

10. Community Activity
When it comes down to it, one of the things you might consider is joining the community for the holiday. Most communities will have some sort of gathering to help make the holiday special. For instance, some communities will host a firework show to help ring in the New Year. Often, these shows will offer food, concerts, and other activities to help keep everyone entertained. If you don’t want to go out, you may be able to enjoy the firework show from your own home. Most communities will post about these activities on social media or their websites so you might keep your eye peeled. If your community isn’t offering any entertainment, then some communities will broadcast their fun so you can enjoy it from the comfort of your home.

Enjoying New Year’s doesn’t have to cost you a small fortune. These ten ideas will help improve your mindset while allowing you to have plenty of fun as you prepare for 2023. Best of all, none of the ideas will cost you a lot of money, so you won’t have to add to your holiday expenses.

Slash Your Holiday Debt When You Try Out These Ten Tricks

We’re about to cross the finish line of the holiday season, which can be bittersweet. On one hand, the holidays can be fun and heartwarming, but on the other hand, there is usually a bit of debt that goes along with the season. If you’re stressed out over how you’re going to decrease debt, then there are quite a few things that can help out. These ten tips will allow you to quickly find solutions to your holiday debt, so you can move into enjoying the New Year instead of stressing out over it.

1. Look at your budget
With the New Year here, it’s time to sit down and look at your budget. This is important, not only for reducing your debt but also gaining a better understanding of how you will navigate through the year. Once you look at your income, investments, bills, and any other expenses you may have, then you can make adjustments to suit your current needs. You may find you don’t have as much to help pay off the debt, which might mean downgrading some subscriptions or finding different ways to make money. Knowing where you stand is the best step in helping you with your debt management.

2. Cancel subscriptions
Your subscriptions might be one of the first things to go to if you have a lot of debt that you need to deal with. More often than not, we have so many subscriptions that we can’t even keep track of what we’re using. So, you might want to sit down and have a look at your expenses to see which subscriptions you have. Sometimes, subscriptions you didn’t even know you had will pop up, causing you to spend money you shouldn’t. Once you have a list, look around to see which services you don’t use often, or those you can live without until you can get your finances under control. This can help save people hundreds of dollars a year, which will help you pay your debt with ease.

3. Transfer credit debt
If you’ve found yourself with a lot of credit card debt this season, then you might consider transferring the debt to another card. If you don’t mind applying for a new card then you might consider one that offers a few benefits. For instance, many credit card companies will offer no APR for several months, which can help you pay off the debt faster. Some credit cards will also offer a discount for those that do transfer the debt to their card. As long as you pay off your debt in a timely manner, these offers can help you to save big and they may even keep you on track when it comes to paying off the debt because the offers can motivate you to pay often. Of course, you will need to do research on the cards to ensure you’re going to benefit from the swap.

4. Stop spending
The last few months have been filled with spending, which might leave you feeling stressed out. If you’re looking at your finances and feeling a little queasy then one of the best things you can do in January is to stop spending money. Of course, you’ll need to pay the bills, purchase groceries, and take care of the necessities. When you do shop for groceries and necessities, try to keep things to a minimum to help cut costs even further. However, you shouldn’t shop for anything else during this time. This will allow you to recover from the holiday spending while helping you to get out of the habit of spending too much.

5. Use your tax refund
Debt can feel overwhelming, especially if it means adjusting your life to pay it off. If you’re making great efforts to pay off your debt and you still can’t shake it, then your tax refund might be a great option for you. When you get your refund after filing, then use the excess money to pay off the debt. This can help improve your credit score and may even allow you to go back to spend without having to worry. Even if the refund only makes a dent in the debt, it will help you to pay less interest while also allowing you to pay off the debt faster.

6. Pay extra
When you have a lot of debt to take on, one of the best things you can do is put extra on the payments you’re making. Often, the larger portion of your payment is going to be interested only. So, you’re not actually paying a lot towards the debt itself. When you pay extra, the extra money is going toward the balance that you’ve incurred. By paying extra, the balance is going to be lowered faster, which means interests cost will go down too. This will ensure your debt won’t haunt you as long as it would when paying the minimum payment.

7. Consider consolidation
Debt consolidation is another way to help get rid of your debt with less hassle. There are many debt consolidation companies that can help you feel confident that you can get rid of your debt. In the show, consolidating debt is like taking out a loan to pay off debtors, so you can focus on one payment, instead of many. Some companies will work with your debtors to potentially get a lower price, which can help you pay off the debt faster. The best thing about consolidation companies is everything tends to be handled for you most of the time, so you can just worry about your payment.

8. Small loan
If you don’t want to work with a loan consolidation company, then you might consider getting a small loan of your own. This will allow you to pay off the debt right away and will ensure you have one payment to pay on the debt. Often small loans will offer a lower interest rate if your credit is in a good range. This will allow you to feel more confident about taking out the loan and using it to pay debts. It’s important to shop around for a loan, but you should not apply to too many as this will reduce your credit score. When looking for a loan, you should start with your own bank or credit union though, as they may be able to offer you the best deal or advise you on where to go.

9. Take in extra income
Sometimes, our income just isn’t going to cut it, which is when it might be time to take on a side income. This can be anything from a flexible part-time job to a side hustle that brings you some joy. Finding a side hustle might be one of the easier options though, as many retail stores will be cutting hours after the holiday season to make up for the amount spent during the holidays. Side hustles can be anything from delivering food via an app or selling crafts online. You can also take surveys online, but this may take a bit of time to get the money you need to help pay off your debt.

10. Stay low budget
You might consider cutting down on the things you use as much as you possibly can. For instance, when you shop for groceries, cut out some of the luxury items that you can get away with not buying. You can also shop for generic brands instead of buying name-brand items. Another way to cut expenses is to use less water, gas, and electricity. This may mean cutting back on screen time, letting the house stay a little cooler, and taking shorter showers. This can help cut your bills substantially so you can get your debt paid down faster than you may have expected.

There are lots of ways to help reduce the debt you incur over the holiday season. These are just ten of the most popular ways that people take care of their debt while recovering from the holiday season. Of course, if you can, you should always talk to a financial advisor before you make any major decisions.

Create a Better You When You Try These Ten Resolutions for 2023

It is that time of the year again! It’s time to start thinking about the things you’d like to do in the upcoming year to help improve your health, your happiness, your career, your family, and so on. New Year’s resolutions can be pretty intimidating, but they don’t have to be. In fact, you can find a resolution that flows easily into your life while ensuring you are comfortable as you implement it. These ten resolution ideas won’t just help you to meet your goals but can even add a little extra money to your bank account. So, don’t hesitate to dream big in 2023, as there are a lot of great things you can do to make your resolutions feasible, frugal, and enjoyable.

1. Ditch the Take Out
If health is a concern for you going into 2023, then one of the best moves you can make is cutting out takeout. Takeout is usually packed with ingredients you probably don’t want to consume, and the calorie count is very high in most cases. Even if you’re ordering takeout from a restaurant, you still may not be getting what you need from the food you order and might find yourself overeating. When you ditch takeout, you might find that your weight begins to drop, which can help you feel healthier and more confident to help you reach your health goals. Best of all, when you ditch takeout, you’re going to save money. This money can be used for healthier groceries or for ordering meal kits that will save you time and energy while showing you how to cook healthy and delicious meals.

2. Get More Sleep
Sleep can be a magical thing. However, so many of us aren’t getting the sleep that we deserve. When you don’t get enough sleep, your physical and mental health can decline greatly. This means you’ll need to see your doctor more, which can cost you a lot more money. When you don’t sleep, you can also make poor decisions. You might eat foods that are bad for you, shop when you shouldn’t because it makes you happy, and so much more. So, finding the best way to maximize your sleep is important. You may want to consider sound machines, changing your diet, a new mattress, and anything else you think of to get your sleep under control.

3. Drink More Water
One of the best things you can do for your health is to consume more water. If you’ve invested in a water filtration system, then you’re always set up for success. All you really need to add to this is a reusable water bottle, so you can have water on hand all of the time. Drinking water might seem like a simplistic way to change your life. However, so many people actually forget to drink water throughout the day, and many are extremely dehydrated. Drinking water can help you cut cravings for sugar and other foods that aren’t incredible for your body. It can help you flush toxins, feel more energized, and may even allow you to cut back on the creams you use to hydrate your body.

4. Volunteer
Another resolution to try on for size is volunteer work. This work doesn’t have to be done often. You might consider starting out with once a quarter and then moving to once a month or more. This will allow you to help out your community and step outside of your comfort zone. It also might allow you to learn new skills that you can use in your career or personal life. Volunteering is a great way to get out of the house and meet new people. It will help you to learn to be more mindful and fulfill yourself. There are so many volunteer opportunities out there too. You can work in a soup kitchen, volunteer in a school, help build homes, and so much more.

5. Remove Credit Cards from Online Stores
Shopping can be one of the biggest problems people face now. This is especially true when they hop on online stores. It is way too easy to purchase items when you save your credit cards to use in that particular store. This doesn’t force you to stop and think about the purchase, which definitely makes it hard to save money. If you want to go into the New Year on a strong note, then remove these cards from the website. This will force you to stop and put in the information to purchase an item, which requires a lot more effort. Sometimes, this might stop you from making the purchase completely while other times it might just force you to delay the purchase. Either way, you’re going to save some money.

6. Try a New Hair Cut
Starting the year fresh can be a hard thing to do. A lot of people go to extremes and want to give themselves an entirely new wardrobe. Some even get consultations to get surgeries done in order to improve their appearance. However, this is all incredibly expensive and usually won’t work out in your favor. One easy way to get a fresh vibe is to simply get a new haircut. Try something out that you’ve always wanted to, consider going shorter than you have before, or get something a little edgier than you typically would. You might even try out a new color to help you truly pop into your surroundings.

7. Start Journaling
If you’re struggling with emotions or you feel like you’re not connecting with your life, then you might want to start journaling. Journaling can help focus your emotions while helping you to process the things that are helping you in your life. All you really need to journal is paper and pen, which makes it an incredibly cheap pass time. A lot of people feel emotional wellness after journaling, which could take a lot of pressure off of them and may even take away the need to have a therapist. With emotional wellness on the rise, you’ll be able to go after your goals and so much more.

8. Begin Saving
When it comes to financial goals, one of the best goals to take on is to begin saving. It sounds harder than it has to be. You don’t have to set up a savings account and pour all of your excess money into it. However, you should start small and prepare to improve your savings as the year goes on. One easy trick is to automatically adjust your pay to transfer some of the paychecks into your savings account. You can also keep things a little easier by setting out a jar. If you curse, engage in a bad habit, or eat out, then you place a certain amount of money in the jar. Not only will this allow you to save some money, but it will also break a habit too. There are actually a lot of other ways to save, so make sure to search a round to see if there is a better option for you.

9. Create a Routine
If you’re feeling stuck in your life or you’re struggling with time management, then you’re definitely going to want to jump into a routine. A routine will help you to get everything you need to get done accomplished, so you can feel more successful and have time for yourself. A routine can be tricky to put into place, so don’t feel discouraged if you struggle to keep up with it. However, after a couple of weeks, you may not know how you managed to get through things without the routine. You might also notice that you have less anxiety when you begin implementing your routine as you will have less to stress over.

10. Meditation
One of the biggest things people credit to life changes is meditation. For so many people, meditation helps not only reduce stress but bring clarity to their day. Meditation doesn’t have to look the same for everyone though. Rather, you can enjoy meditation through yoga, or taking a relaxing walk. There is also the traditional method of meditation. There are many online lessons to help you master this, as well, which is great for anyone hoping to take the next steps.

Your New Year can start off on the right foot if you have a resolution that you feel committed to. These resolutions will help you in many aspects of your life, so you can embrace the change while helping you to feel confident in your finances and your life.

Ten Ways to Make Boxing Day Count This Holiday Season

As soon as the unwrapping is complete and the feast devoured, we have Boxing Day to look forward to. Boxing Day was initially created for the servants of the rich. The wealthy would box up items they no longer wanted and gift them to their servants. Of course, this isn’t the case anymore, but we can still use Boxing Day as a way to improve our mental state and possibly even earn some money. These ten ideas will give you plenty of things to do on the day after Christmas, so you can avoid going out and shopping for more items you probably don’t need.

1. Use it to Rest
One of the best things you can do for yourself is rest on Boxing Day. Spend the day at home enjoying your immediate family or soaking up some much-needed alone. This is a great time to reconnect with yourself by enjoying self-care products, reading, catching up on shows you’ve been meaning to watch, and anything else that makes you happy. This will give you the perfect chance to unwind from all that the holiday season brought, which is so important. If you take Boxing Day to rest, it will help prevent you from needing a mental health day in the near future.

2. Donate
If you want to get in the spirit of the original meaning of Boxing Day, then today is a great day to box up some items that you’d like to donate. You might start with going through your holiday supplies to donate the items that you never seem to use. Sorting through clothing, old toys, and other items that you might just have lying around the house can also help you quickly declutter. Once you have everything together then find a good place to donate it. There are usually many options in a community, but if you’re struggling to find a place then contact a local church to see if they will take the items or steer you toward someone that will. Getting rid of unwanted items will help your home feel more comfortable and can help boost your mental health.

3. Regift
A lot of people think that regifting isn’t appropriate and doesn’t show appreciation for the person that purchased something for you. This isn’t necessarily the case though. We live in a world of overabundance and waste is pretty commonplace. Instead of holding onto items that you may not use, or may already have, then regifting is a thoughtful alternative. This helps keep items from hitting the landfills, like so many donated items do. This also prevents you from wasting money on a gift that you may already have in your possession. All around, regifting doesn’t have to be as negative as it is made out to be, especially as we witness our planet changing in such drastic ways.

4. Sell Items
If you’d like to recover a bit from the financial strain of the holiday season, then selling items is a great way to go. Although the market might not be high for items directly after the holidays, it still might be a great time to plan which items you’d like to sell and shop around to see how much they are worth. However, holiday-themed items might sell at a low price if you’re simply hoping to move items from the home while earning a small amount of money. There are many places to sell items as well, so make sure you shop around to see which will work best for your needs.

5. Eat Leftovers
With the holidays over, the best thing you can do is enjoy all of the leftovers you have. A lot of people want to take a break from the home by eating out, but sticking to the leftovers will help you to save money. Not only will it keep you from spending more, but it will also prevent wasting which is a big waste of money. On top of that, you can always transform your leftovers into something else if you choose to. This will allow you to make sure the food was eaten to save money while still bringing more flavor to your dishes. There are lots of recipes that work around leftovers, so you can easily find a dish that will suit you when you grow tired of the same flavors.

6. Exchange Gifts
Chances are, you or your family members received some gifts that aren’t your cup of tea, or perhaps you already have one in your possession. There is even the off chance that items you ordered some time ago may not have arrived in working condition. No matter what the reason, if you find yourself not wanting your gifts and you have the ability to return them, then Boxing Day is a great time to do so. In this day and age, exchanging gifts can be done in many different ways. You can head to the store with a gift receipt in hand and do it the old-fashioned way. However, if you ordered the gift online then it may mean spending the day putting in for a return, boxing the item up, and taking it to a shipping facility. No matter the manner, this will allow you to remove items you don’t want in the home to exchange for items you do want. This will save you time and energy as you won’t have to keep reminding yourself to do so before the deadline.

7. Say No to Shopping
Retailers will definitely try to pull you in on Boxing Day with enticing sales to help rid their stock of holiday items. If you want to save time, money, and energy you should avoid doing this if at all possible. Stores will be packed with people wanting to take advantage of these sales, which will mean long lines and feeling exhausted from dealing with so many people urgently shopping. Plus, if you hold off for a few days then most of the items on offer will be on the clearance rack at an even lower price. Shopping the day after Christmas might also harm your already stretched budget, so make sure to pay attention to finances.

8. Go Over the Budget
With the holiday season almost over, Boxing Day is the perfect time to go over your finances. You can spend the day budgeting, so you can pay off any debt you may have incurred during the holiday season. You can also take this time to start setting goals for the upcoming year or to budget in the things your family will be doing such as extracurricular activities or potential vacations. This will help save you time in the New Year while allowing you to quickly adjust to your new spending limits before 2023 even arrives.

9. Share Leftovers
Let’s face it, a lot of the time we can’t finish all of the leftovers in the refrigerator. In fact, after a couple of days of eating them, they tend to get a little boring. In order to reduce the number of leftovers you have in your refrigerator, you may consider sharing them. You can make plates for family members that may not have had the ability to make a lot of food for Christmas. You can also do the same for friends. Most places will not allow you to give away leftovers to the needy, so make sure you are careful when it comes to the laws of your community. By giving to those you know, you won’t have to worry about this and you’ll be showing the giving spirit even after Christmas has passed.

10. Take down decorations
Although the decorations are beautiful, Boxing Day offers the perfect opportunity to take everything down. If you have the day off, this can help you move out of Christmas mode and into New Year mode. Clearing the decorations on this day can help save you time in the future, as things tend to quickly get busy after the holiday season is over. Putting away the decorations is also a great way to save electricity because you won’t be tempted to keep turning your décor on. On top of that, it can help prevent you from wanting to purchase more décor, as you’ll have to pull out your storage containers to put these items away.

Boxing Day is the perfect holiday to help set yourself up for relaxation and financial strength. These ten ideas will help improve your mental health while allowing you to feel more secure in your budget. Best of all, they will help you unwind from all of the holiday chaos, so you can recharge and prepare yourself for a successful 2023.

Celebrate Hanukkah with Frugal Activities That Will Inspire the Whole Family

This year, so many people want to get out and enjoy the world for the holiday season. Hanukkah is no exception to the rule. However, it can be tough to find things to do for Hanukkah, especially if you’re on a tight budget. Luckily, there are a few things to consider that can typically be enjoyed in your community. These activities tend to be low-cost and will allow you to have more fun as you enjoy every day of Hannukah in a new and inspiring way.

1. Explore Light Exhibits
Hanukkah is a celebration of light, so what is a better way to celebrate than to spend some time admiring lights? Instead of staying in for Hanukkah, spend a little time walking around your community to see what lights your neighborhood has put up. You might also look to see if there are any light exhibits in your community. Some communities will even set up light trails that will allow you to enjoy the lights while still getting plenty of exercises. If you do a little research online, you may even find Hannukah-themed light displays, which can bring plenty of joy to the kids in your life.

2. Learn Candle Making
Candles play a large role in Hannukah, which is why learning to make candles can be a great activity during this time. Many hobby stores offer candle-making lessons, so you might consider looking around to see if any are available in your area. Some artists will also host classes when asked, so if you’re happy to put down a deposit then this may be a great activity for family and friends that are also celebrating the holiday. If you want to save a bit of money, then you can also look up tutorials online. There are many videos that will show you exactly what needs to be done, so all you’ll need to do is purchase the materials needed. This can also be a great activity for get-togethers.

3. Paint Party
Paint parties have become incredibly popular over the years because they are affordable, fun, and great for all ages. You might look around to see if any of the local shops in your area are offering a Hannukah-themed paint party. If so, then you should be able to save quite a bit of money on the activity. If not, then you can also request a party. You usually have to pay a fee for this, but if your party all chips in then it won’t cost a lot of money. This will allow you to choose a holiday theme that will suit your home’s seasonal décor. It can be fun for children and adults, which makes it the perfect activity for the season.

4. Volunteer
Hannukah is the perfect time to give back to the community that you reside in. So, volunteering is the perfect way to get out of the house and do something exceptional for Hanukkah. There are so many ways to volunteer during this time of the year. Where charities like Habitat for Humanity may not be looking for people due to the weather, you’ll find charities like the Salvation Army, Toys for Tots, and food banks are always looking for new volunteers. You might also check in with local animal services, as this time of the year can be taxing, and more strays are picked up due to the weather.

5. Visit Local Bakeries
The food you eat during Hannukah can bring lots of joy. If your family loves to follow the tradition of eating jelly donuts, then this activity is going to be a great option for you. During the holiday, you might make a point of trying a new local bakery each day. You might be surprised by how many places that you’ve yet to try and may love. Plus, supporting local small businesses can truly help during the season of giving when many people are financially strained. If you want to give back to your community then consider buying extra donuts for your colleagues or passing them out to those in need.

6. Dreidel in the Park
Playing dreidel is a classic holiday activity that you won’t want to miss out on. However, if you’d like to change things up a bit then you might consider taking your game to the park. You can play with other people in your community or invite family and friends to go with you. Over the last few years, we’ve spent a lot of time at home due to Covid-19 restrictions. So, getting out in the fresh air and enjoying such a wonderful tradition with the community may be a great way to embrace the holiday.

7. Visit a Museum
Hanukkah is a great time to connect with your heritage and learn more about history. That is why visiting a museum is one of the best activities that you can embrace. You might consider visiting a museum in your community or traveling to a different community to check out a new museum. There are many museums dedicated to Jewish heritage across the nation, but some museums may also put-up exhibits during the holiday season. If you’re not Jewish, then this activity is a great one to show support for your community.

8. Enjoy Community Activities
In many communities, there are Hanukkah activities that you can take part in. These are usually free or low-cost, which will allow you to plan to suit your budget. These activities might include food, games, music, and other aspects of the holiday that the whole family can enjoy. These events are more common in larger communities, but smaller communities may offer them too. You might contact your synagogue to ask about these activities.

9. Explore the Library
If you’re hoping to connect with your ancestry during the holiday, then there is another great outing you should consider. That is the library. Your library actually offers lots of great resources to help you follow your family tree and embrace the story of your ancestors. If you’re not sure where to begin when it comes to research in the library, then ask a librarian. Most will be able to point you in the right direction. You’ll get a lot of use out of the library’s archives, which can help you to find leads that you never thought possible without paying a hefty fee.

10. Visit Relatives
Like most holidays, a time to celebrate also means time with family. The last couple of years were touch and go when it came to spending time with loved ones, so you’ll definitely want to enjoy some time with people you are about this year. If you can, travel to see some of the people you love or just have a small gathering with friends and family that are in your community. This will help you to enjoy the holiday even more while allowing you to truly embrace one of the most important aspects of Hanukkah.

Hannukah doesn’t have to be a high expenditure this season, nor does it mean you have to spend the entire holiday at home. These ten ideas can get you out of the house, so you can enjoy the holiday more. With a few ideas to help you mix things up a bit, you may even create new traditions to embrace.

Ten Ways to Make Your Gingerbread House Spectacular This Holiday Season

The holiday season has arrived, which means it’s time to start decorating your gingerbread house. Although gingerbread houses aren’t the most expensive decoration during this season, it never hurts to save wherever you can as budgeting is more strained during this year. These ten tips will help you to create the gingerbread house of your dreams while keeping the price tag low. Some of the tips may even help you to earn a little back from all of your hard work. So, get ready to have a blast decorating after checking out these frugal tips.

1. Make Your Own Gingerbread
One of the easiest ways to save money on your gingerbread house is to make your own gingerbread. Although purchasing dough isn’t expensive, you can make large batches for less when you create the cookie at home. Plus, this will allow you to cater the flavor to your own taste buds. If you tend to bake a lot, you will probably already have a lot of the ingredients on hand, which is great for saving money. There are lots of recipes online if you don’t already have one you love, which can help you explore different options to choose what works best for you.

2. Utilize the Glue Gun
Let’s face it, the icing you make probably isn’t going to do the job when it comes to securing your gingerbread house. A glue gun can work wonders on the gingerbread house. You should definitely use it to secure the sides and the roof of the house. Of course, the areas that you glue are not edible, so you’ll have to cut out the pieces that are edible when it is time to eat the house. However, this is especially helpful for competition pieces. If you’re just creating the house for décor then you might consider gluing on the candies and other décor to ensure your piece stands up throughout the entire season.

3. Get Fancy with the Icing
If you’re hoping to make your gingerbread house really pop without spending a fortune, then one of the best things you can do is focus on your icing. You can make the concrete icing you need at home with the countless recipes that can be found online. One of the first things to consider when working with your icing is the colors you will use. Of course, white tends to be the most common option because it looks like snow. However, you can do multiple colors to really make the house pop. This can represent grass, stained glass windows, light coming from classic windows, and so much more. You can also go all out by adding glitter to the icing, which will really make the snow on your gingerbread house glisten. There is edible glitter on the market, so make sure to invest in this if your house will be eaten.

4. Use Old Candy
If you still have Halloween candy laying around or even treats that were gifted to you and left uneaten, then you should always go with these options before buying new candy. Not only will this prevent waste but it will save you money on the supplies you need for your house. You can even plan around the candy you can make sure your design flows perfectly. If you do end up purchasing candy, then you can always save the leftovers for the following year. Most hard candies have a long shelf life and if you don’t plan on eating the gingerbread house, then having them on hand will definitely prove to be beneficial.

5. Embrace Cardboard
If gingerbread is a little too much to handle, then you can always change things up by using cardboard instead. This is a little easier to work with and will give you more freedom to show off your creativity. You can approach a gingerbread house made of cardboard in a variety of different ways, which will allow you to utilize materials you have at home including paint, markers, pipe cleaners, and so much more. Of course, you can still utilize candy if you choose. If you don’t want to use the cardboard for the actual design then you can still create cardboard characters, which will add to the fun. You can even use these characters to create a theme, which will make children feel pleased.

6. Use Free Printouts
If you’re planning on working on your gingerbread from scratch, then it might be comforting to know there are templates you can print out to help you form the gingerbread house that you desire. You’ll find a wide assortment of templates to choose from, so you’ll definitely want to browse around before you get started. Having a template ready to go will allow you to work with ease, which can save on the stress. This is especially great when it comes to the main walls and roof of the home, as you’ll want to make sure these items stick together.

7. Alternative Foods
There is no rule that you have to stick with gingerbread for this craft. In fact, if you don’t like gingerbread or you don’t want to spend a lot of money on the craft, then you can definitely use items you already have lying around the home. For instance, you can make a really cute log cabin using pretzel sticks. You can also use graham crackers to create a basic house, which is a great craft for kids. Other than that, you can use items like ice cream cones, rice crispies, and so on to create more shapely houses that will inspire your imagination.

8. Bring in the Toys
Your gingerbread house can be themed however you desire it to be, which is why bringing in toys to help you out is always a great idea. Your children’s toys can be set up to create a theme that will make them love their home all the more. If you don’t want to use toys, then purchasing birthday cake toppers can also help create the magic that you’re after. You can also use the toys for your children after you take your gingerbread house down for the year.

9. Watch Sales
It isn’t always the most frugal option to make your gingerbread house from scratch. There are some great kits that can help you get everything you need while saving you money. However, if you really want to cut back on the costs then you might consider waiting until closer to the holidays. This will allow you to pick up a kit at a reduced price, as retailers will want to sell as many as possible. With all of the savings on your kit, you may even be able to purchase a few extra pieces so you can make your gingerbread house unique.

10. Enter Competitions
Of course, saving money on your gingerbread house is important, but you may also be able to earn a little money from it as well. If you are proud of your gingerbread house, then you might consider entering it into a competition. You’ll find that there are many levels of competition that you can try to win. There are local competitions, which you’ll have to learn about from community boards and other resources. There are statewide and nationwide competitions, as well as competitions hosted by shows and magazines. So, look around and find a competition that speaks to you. You may take home a prize this year.

Building a gingerbread house can be a great tradition to enjoy with the whole family. These tips will help you to save money as you create the perfect gingerbread house for your household. This will allow you to worry less about what you’re spending and enjoy the creative process of constructing a gingerbread house.

Stuff Your Stocking with These Hot Holiday Toys on a Budget

The holiday season is in full swing! If you didn’t knock out your holiday shopping during the month of November, then there are still plenty of ways to save. If you’re looking to purchase toys this holiday season, then there are many great ways to save on some of the top gifts of the season. These ten toy brands are offering great deals on the toys your child loves, so you can gift with joy without feeling overwhelmed by the price tag.

1. Mini Magic Mixies
Magic Mixies are one of the hottest gifts for the second year in a row. However, you might feel overwhelmed by the price tag of the larger Magic Mixi. This toy comes with a cauldron, supplies to bring it to life, and one toy which is a little on the small side. If you don’t want to spend $60-$80 on this toy, then there is another option that will fulfill your child’s dream. Mini Magic Mixies are new this year and are priced under $20. You can find sets of 2-5, so your child will have more than one Magic Mixi to play with. Each pack comes with a small cauldron as well, as some even have a mystery toy. These are great stocking stuffers but can also be placed under the tree.

2. LOL Dolls
LOL has been one of the top brands for kids for a few years now and the brand doesn’t seem to be running out of steam. If this brand is on your list, then don’t feel intimidated by the price tag of the larger dolls. These tend to be a little higher priced, and you don’t really need to purchase them to completely satisfy your child’s love for them. Instead, you might go for the mystery balls. These are around $6-$15 and they tend to come with one doll and an assortment of accessories. There are even playsets for these smaller dolls that are more than affordable. These toys also fit perfectly in the stocking, which will make it easier for you to fill the stocking for less.

3. Playdough
Playdough has been one of the most popular gifts for young children for generations, so you’re bound to find some great deals on these products. Typically, you’ll find lower prices on Playdough sets that stores put together for their Black Friday or holiday deals. These sets will continue to drop in price throughout the season, so if you’re patient you should find some excellent deals. There will also be an assortment of deals on other sets too. You’ll have to watch sales though as many stores will offer percentage discounts or buy one, get one sale on these products. If you set up alerts for these products, then you’ll be good to go.

4. Barbies
Barbie dolls are another brand that is going to be more than affordable this holiday season. Many stores are offering Barbie dolls for as low as $5, which will allow you to stock up on an abundance of deals for the children in your life. If you’re looking for a bit more than just a doll, then you can find sets for as low as $15, which can add an incredible amount of fun to gift-giving. You may even be able to gift an entire community of Barbies for the little ones in your life to fulfill their imaginative play.

5. Board Games
Another great option to consider is a board game. These not only bring hours of fun for the whole family but can help everyone bond together. This year, there will be a lot of price reductions on board games, which will allow you to shop without guilt. Some of the classic games will have prices as low as $6-$15, which can help you stock up your game cabinet. Of course, you can also purchase kid versions of games, as well as themed editions that can help you enjoy the time you spend with your family even more. Of course, you should check up on age restrictions on games before you shop for kids, as it may be disappointing for a child to receive a game they are too young to comprehend.

6. Learning Kits
If you’re tired of just buying toys, then a learning kit might be the way to go. Learning kits come in a wide variety of different shapes and sizes, which will allow you to easily find something special for the child in your life. One of the most popular options is art kits. There are so many crafts to choose from that you can find items custom to characters your child likes or handicrafts that are fun to learn like sewing and knitting. There are also many science kits on the market that will help children grow and learn while having a lot of fun. These kits are available for most ages too. There are even subscription kits that will allow you to give monthly, so kids will always have something to look forward to.

7. Advent Calendars
Currently, advent calendars are a normal price, or may even be marked up a bit. As December rolls in, you’ll find that the calendars will start to take a price reduction. The closer to the holiday we get, the more you’ll save on the calendar. Although you may not be able to give the calendar in the way it was intended, you’ll still be able to give 24 little toys that children will go crazy over. They will probably be even happier if they don’t have to wait to open up all of the little boxes to find their mystery surprise. You can even purchase calendars with socks, makeup, jewelry, and so much more for teenagers.

8. Fidget Toys
Fidget toys are really popular with kids, which is lucky because so many of the brands are low-cost to begin with. This season, you’ll see lots of price reductions on these toys. There are even dolls and action figures that are fidget toys now. Before you purchase, you might want to research some of the best fidget toys on the market, so you get items that will speak to your unique child. Of course, you will want to shop around for these items as not every store will offer the same deals. You should be able to find lots of great deals though, which will help you stock your child’s stockings with ease.

9. Hot Wheels
Hot Wheels are another fantastic brand to get behind if you have children that love cars. Hot Wheels tends to be some of the cheapest toys throughout the year, so you can easily grab individually packaged cars for less. These are perfect for stocking stuffers and creating hours of enjoyment. This year, Hot Wheels will also have deals on their tracks. You can find large and medium tracks at a price that is definitely affordable.

10. Little People
If you have toddlers at home, then Little People is going to make the holiday season phenomenal. This year, Little People is offering plenty of deals to choose from. There are numerous playhouses to choose from this season that is more than affordable. Many of the houses also come with figures to make the toys even more fun. Apart from that, you’ll find a lot of characters to choose from this season, which will suit your child’s favorite characters as well as public figures, imaginary characters, and more.

There are a lot of great toys to choose from this holiday season and many will suit your budget. These toys are easy to spot in more stores or websites, which will allow you to shop without added stress. They will also help to bring holiday joy to all the children that receive them.

Ten Ways to Celebrate Human Rights Day on a Tight Budget

Human Rights Day is December 10th and is a great day to recognize the rights we should all be grateful for. It doesn’t matter if you’re celebrating alone, sharing the holiday with friends and family, or creating a community to truly make an impact, this holiday can be crucial to our future. There are many ways you can celebrate Human Rights Day, which won’t require you to spend a lot of money. In fact, most forms of celebration will cost you nothing. So, make sure you take a few moments to recognize the holiday that helps everyone maintain certain levels of freedom.

1. Practice Mindfulness
Mindfulness is one of the most important things that we can practice on a daily basis. So, it is incredibly important to engage in it during Human Rights Day. It is easy to lose sight of what we have in our lives, which is where mindfulness comes in. So, for Human Rights Day, you might take a moment to look around and feel grateful for the safety you have in your life, your good health, or anything else that allows you to live a happier life. There are many places where the freedoms most have are not present, which is something else to be grateful for. However, you should also practice mindfulness in considering things that are unjust. This will allow you to focus your attention where it is needed, while still allowing yourself to understand your position in the world and the human rights that you have.

2. Keep Up with the News
The news can be overwhelming and hard to navigate at times. There is a lot of bias to work through and often the news we do receive is bad. Keeping up with the news is one of the most important things you can do though. You should listen out for threats to human rights as well as new human rights that you should be in the know of. One of the best things you can do is look for a news source that doesn’t offer bias. They do exist, but it may take some digging to find a good match for you. This will allow you to receive the news you need with less of the frustration that modern-day news creates. Of course, you should also follow multiple sources of news to ensure you’re receiving the truth.

3. Start a Fundraiser
If you’ve found a human rights cause that really speaks to you, then there are so many things that you can do to help support the cause. One of the best ways to help out is to start a fundraiser. Chances are, there are many fundraisers that you can help out with if you’ve never worked on your own. However, starting a fundraiser doesn’t have to be complicated. For instance, you can easily begin one online in which people just donate to the cause if it suits them. You can also share this on social media and go door to door to spread the message. Other fundraisers might include events like garage sales, car washes, bake sales, and so on. This will allow you to share the news while also earning money to support your cause.

4. Write to Public Offices
There are a lot of human rights that are currently being questioned or need to be reinstated. If you find that one of the rights is something you’d like to stand by then it is important to stand up for the cause. One of the easiest ways to do this is to write to public offices. These are the people that have the power to make the changes needed but tend to not if they don’t feel the public is calling for it. When you write to public offices, make sure your message is clear and concise. You should always add facts to your letter, and if you have a personal story then this is a great place to share it if you feel safe. You can find addresses and emails to send your message online, so the process can feel even easier. You can also call public officials if you prefer to share your message in this way.

5. Watch Human Rights Speeches
In the past, so many people have delivered world-changing speeches that not only helped to sway public opinion at the time but have left a lasting impression on society. Often, these speeches are honored in schools, but so many of them are overlooked. If you want to truly celebrate the holiday, then you might consider looking up these speeches and listening to what the speaker has to say. You will learn a lot about the development of human rights in our society as well as the growth we still need to make. This can also help you to feel all the more passionate about human rights and will give you valuable information to share with others.

6. Visit Your Library
Visiting your library is one of the best ways to get the most out of the holiday. If you let your librarian know what you’re doing, then they will be able to steer you in the right direction with books, videos, and other resources. In fact, they may even have a selection out on display to help celebrate the holiday. If there aren’t a lot of resources at the library, then your librarian might be able to point you in the direction of some quality websites so you can find the best possible resources.

7. Raise Awareness
Another important thing that you can do during the holiday is to raise awareness. You may be surprised by how easy this is. For starters, after researching a right that you’d like to share with others, you can create flyers or social media posts to help others learn. If you have money to spend, then you can also print out flyers to pass out to people. Speaking to loved ones and acquaintances can also help to bring awareness for a right that you feel should be established or secured. It will also allow you to feel more secure in your knowledge of the right, so you can help others if need be.

8. Attend Protests
Protests tend to occur when people feel that a right is being taken away or threatened. If you feel secure, then attending a protest can help you to feel like you’re telling officials that this is not okay. Gathering with others that feel the same way can help to hammer home a message. When attending a protest, you need to have your safety at the front of your mind though. Make sure you are aware of your surroundings and if a protest gets out of hand then it is time to leave. This will help keep you safe, while also allowing you to feel in control of the situation.

9. Volunteer
Volunteering is a powerful tool to ensure you are able to help others with maintaining their human rights. If you’re just starting out, you might consider volunteering at a homeless shelter or soup kitchen. This will help you provide the basic right of food and shelter which can be a crucial way to make a difference in people’s lives. There are other positions that you can volunteer for as well; however, you may have to have a certain skill set in order to volunteer. You can also volunteer based on your career. For instance, if you’re a lawyer or paralegal, you can give your time to help someone in need. If you’d like to volunteer, then reach out to someone that works for the company or non-profit that you’d like to volunteer for. This will allow you to find the information you need to get started.

10. Know Your Rights
There is no doubt about it, knowing and understanding your human rights is an important way to celebrate the holiday. Knowing your human rights will ensure you are able to protect your rights at all costs. This will also help you to fight for the rights of others. If you want to learn all about your rights, then you can find plenty of great resources online.

Human Rights Day may not be a holiday that a lot of people get on board with. It is, however, a great holiday to help you practice gratitude for the rights that you have and work to ensure more rights are created in the future. With a holiday like this, you can even help spread the word to ensure everyone can enjoy the holiday and its special meaning.