Women’s Money Saving Tips – Funny

We have 10 tips for men yesterday. Now we are giving tips for ladies:

1. Never cook. Eat fruit, vegetables, or salad only. Save you a few bucks on gas or electricity.

2. Walk on your toes in the morning, on your heels in the afternoon, and never wear shoes at night. Now you only need to buy half pairs of your shoes.

3. When thinking about buying a new cloth, check your closet first. You may already have a similar style.

4. If you have to buy clothes, get used ones from old ladies. 70s are become fashion again.

5. Have lunches with male colleague only. Most likely he will pay for your bill.

6. Never buy lip gloss. Borrow it from your girlfriend.

7. Never use bathroom at home.

8. Take a shower in the company or at gym.

9. You don’t need a pajama. Sleep in your fragrance.

10. Did I mention fragrance? You don’t need it. Shower gel smells good enough.

Editor’s Word: Plus men’s tips, you girls rock!

 

Men’s Money Saving Tips – Funny

1. Do not take more than 10 dollars in your wallet. This way not only can curb your spending desire, but also never need to pay for your colleagues’ lunch.

2. Don’t bet with colleagues, because half of the chance is you’re going to lose. Even if you want to bet, don’t use lunches as bet. You can use other alternatives, such as: drinking super hot water, crawling under the table, etc.

3. Do not buy newspapers, read it from others. Besides, reading yesterday’s news will not miss much.

4. Refuse to go shopping with the girls. If have to, follow Rule #1, no more than $10 in your pocket.

5. Take a few invalid or expired credit cards with you. If you have to pay for lunches or drinks for your friends, use them.

6. At the end of the dinning, your cell phone rings. Pretending to call anxiously, and tell your friends you are in a hurry then leave quickly.

7. Only buy one rose for your girlfriend, and told her it is all your heart.

8. Stay at the company after work as longer as you can. You can have free air conditioning and save electricity at home. Use PC and internet in the company, call your girlfriend using company’s phone.  You may get a raise if your boss likes your “hard working”.

9. If it is not urgent, do not find yourself a girlfriend. Beauties will cost.

10. Save these for yourself. Never tell anybody, especially your girlfriend and colleagues.

Editor’s Word: If you can follow all of them, you are a money saving guru.

 

Save money on your computer use

A LaptopYou probably have more than one computers at home. Here are a few little energy saving tips on home computers.

First, the computer now has the green power-saving feature, you can set the sleep mode (generally configured between 15 minutes to 30 minutes). When the computer is waiting for a long time when no keyboard or mouse input signal has been received, it will enter “sleep” state, automatically reduced running speed of the machine (reduce CPU running frequency, energy consumption decreased to 30%, hard drive stops) until they were signals to “wake up”.

Second is that when using a computer only for a short time, or listening to music, you can adjust the display brightness dimmed or turned off.

Third, power on the printer only when needed, and shut down after printing jobs.This will save you over 90% of energies you spent on printers.

Lastly, keep your computer to regular maintenance, moisture, dust-proof. Machine dust will affect the cooling, monitor dust affects the brightness of the screen. Maintain a clean environment, periodically clear the dust inside the machine, wipe the screen, will help energy saving and can extend the life of the computer as well

 

Saving Tips – Slash a few dollars off your power bills

Do not let the appliance standby. Appliance standby power consumption per household per month could be as high as 20 degrees-40 degrees.

For convenience, after watching the TV with a remote control in hand, one just make the TV in standby mode, which will still spend a lot of energy. If a variety of household appliances stay in standby mode, they will add up to consume a lot of power. To the TV, for example, the average daily per TV stand 2 hours, standby power consumption 0.02 degrees (kWh). Most appliances now have standby function, each appliance in standby power consumption is generally 10% of its average power, around 5 W -15 watts. The statistical calculations indicate that household appliances standby power consumption could add up to 20 degrees – 100 degrees every month. If it is $0.20 per kWh, it translates to a waste of $4 to $20 every month!

Holiday Toys Shopping Guide and Safety Tips

With the holiday season just around the corner, it is understandable why everyone is in a jovial mood. After all, the holiday season is characterized by celebrations, concern, sharing gifts, showing some love and getting it right back. As you may acknowledge however, holidays would never be complete at least from the kids’ point of view, if you do not shower them with gifts. When children’s gifts are mentioned, the first thing that strikes in one’s mind is toys.  This would explain why the toys industry is one of the most dynamic in the world, more so at this time of the year. Complimenting this is the fact that numerous online stores have cropped up in effort to meet the demand for toys while allowing for convenience in doing so. You definitely could buy impressive toys from toysrus.com or even amazon.com among others.

However, even as you grant your kids their wishes for cool new toys, it is important that you put in place some measures to ensure that you do not compromise on their safety. Recent times have seen numerous new products being recalled by their manufacturers. The market has become cluttered with toys that are lead-tainted mostly from China. Studies show that quite a large number of toys in the market have particular chemicals that may have detrimental effects on the children. With the multiplicity of toys in the market, choosing healthy and safe toys becomes quite a herculean task. By following these tips however, you can fulfill the desires of your kid without compromising on their safety.

In determining the safety of the toy you buy from walmart.com, consider whether it is age appropriate. It is always important that you adhere to age guidelines that are indicated on the toy packaging since the handling of the toys by children in different age-groups will always be different.  Children under the age of three will put literary anything in their mouths. In this case, it would be important that you buy toys that are age-specific as toys for older kids may have minute parts that would pose choking danger. It is always advisable that you do not allow kids to play with broken or un-inflated balloons due to the choking danger. Avoid balls, marbles or game whose balls have diameters less than 1.75 inches. Be sure to give toys with sharp pints or edges a wide berth.  For children aged between 3 and 5, toys constructed with brittle, thin plastic should be avoided since they break easily leaving jagged edges. For children between 6 and 12, be sure to periodically check the toys for breakage as well as potential hazards. Dangerous or damaged toys should be thrown away or repaired. For toy guns, ensure that they are brightly colored to avoid being mistaken for real ones. Buying protective clothing to come with toys such as bicycles would be imperative to keep your kid safe any time. These includes helmets, elbow and knee pads.

It is always important that you avoid toys that have magnets more so for kids below three. These always have the risk of swallowing them. When two or more magnets are swallowed, they would attract each other thereby cutting via the intestines. This would definitely pose a big risk on the life of the kid thereby dampening the holiday fun. In case the kid is hospitalized, it would be important to inform the hospital staff about the likelihood of magnets in that child since certain x-rays should never be used.

It is always important that you be ware of chemistry sets, batteries and electric toys. These toys should never be bought for children aged below 8 years. Chemistry sets contain chemicals which may be hazardous for the young children with no skills for handling them properly. Electric toys may cause burns and shocks thereby posing danger for the kids while batteries found in toys are known to incorporate mercury which would not only be hazardous to the child but also to the environment.

When buying toys from toyrus.com, be sure to avoid those with long cords. Kids can very easily get entangled by toys that have cords such as pacifiers with ribbons around a child’s neck. Still on the same note, be sure not to place children’s cribs close to windows or blinds that have cords.

Still on the same, it would be important that you give toys that have minute parts a wide berth. In case the toy or even part of it can fit wholly within NO CHOKE TUBE or even toilet tube, never buy it for kids below six years.

Are the toys you buy from amazon.com a fire hazard? Electric toys incorporating electric plugs and batteries pose burn hazard and therefore should not be bought to children under the age of 8. For fabric toys, be sure that they are labeled flame resistant or flame retardant.

It is always important that you also consider the chemicals that the toys may contain. Recent times have seen phthalates banned in kids’ toys as well as kids’ care articles. Stricter standards have been put into place for metals such as lead as well as other likely toxic chemicals. It is always important that you look into these chemical’s trace amounts.

In safeguarding the safety of the toy you buy from walmart.com, it is always important that you conduct an intensive research as to whether the particular toys have been recalled. Be sure to check the product recalls over the internet more so when you are making the purchase long before the holiday season. Visiting the U.S Consumer Products Safety Commission website would therefore be imperative.

While looking into the safety of the toys you buy from amazon.com may be quite important, it is imperative that you extend the safety measures to even after buying them. Teach your kids to keep their toys safely after playing with them in order to prevent issues such as falls and other injuries.

Never place anything in the crib with a baby. That would include all toys, positioners, blankets, bumper pads, pillows, soft surfaces, and mobiles. Babies can become entangled in these items and suffocate.

Holiday home decorating ideas and money saving tips

Holidays are times of celebration, when everyone is supposed to be happy. There are quite a number of activities to undertake just for the sake of it. However, you will definitely acknowledge that holiday time comes with a big spending. This ranges from things like entertainment, trips, foods and even decorations. Talking of decorations, if there is one thing that characterizes holidays, then it has to be decorations. Every holiday season be it Halloween, Christmas, Easter festive season or any type of holiday comes with its own unique decorations. The decorations industry actually happens to be one of the most dynamic industries in the world raking billions of dollars. This should be underlining one fact; that decorating your home during holidays can eat up quite a large amount of your money. They definitely do not come cheap and therefore you could end up broke at the end of the season. This would dampen the mood of the festive season and make all the decorations immaterial. There are however tips that you could make use of when decorating your home during the holiday season and end up making big savings.

You could start off by changing the lights. Substituting the incandescent Christmas for LED lights would incorporate quite a large amount of savings. LED lights are known to use less energy compared to the incandescent lights and are even more durable. While they may actually come at a higher cost than the incandescent lights, they will save you a lot of money in the long run.

One of the cheapest and easiest ways of changing the feel of your room is by changing the curtains. You can always make or find curtains in holiday color matching the décor of the rest of the house. Ornaments or Christmas balls may be sawn in two coordinating ribbon strips and used to tie back the curtains.

Using live plants would also save you a lot of money during the holiday season. Recent times have seen an increase in the efforts made to go natural and organic. In this case, the Christmas decorations may be made from pine branches and cone from your backyard. You could have poinsettia plants in your mantle or cluster small plants on a window sill or side-table. Red berries may also be hung in the room to give it an elegant look.

Another way of saving on Christmas decorations is by clustering the decorations. You actually do not need to have every part of the room decorated. Instead, you could focus your efforts to particular key areas such as the corners of the living room, entry way. Having some magnificent and properly positioned holiday decorations would have a big impact while saving you quite a lot of money.

Use wall décors such as picture frames to reinvent the look of your room. Have the classic Christmas postcards placed in picture frames then hang them on the wall. Alternatively, you could change the positions of the pictures in order to give your room a new look. Luckily, the market is laden with numerous wall décors that would give the look of your home a complete overhaul. Shopping online will also provide quite a number of choices. Shopping for wall décors in a site such as homedecorators.com would save you even more money since all décors come with free shipping.

Paying attention to the house ware would also be important as far as holiday decorations are concerned. Chances are that the dishes that you currently have are chipped and cracked a far cry of what was at one time a matching set. Take this opportunity to have them replaced. Having new glasses and plates would uplift the look of your kitchen without depreciating your pocket. One of the places you could look into for house ware is wayfair.com. You definitely have all the degrees of freedom as far as experimenting with the house ware. In this case, you could consider matching or mixing varied styles of the house ware in order to give your kitchen a dramatic overhaul.

Turning your attention to the furniture would also be imperative. There are quite numerous thrift stores with good furniture at very low prices. Ensure that whatever you go for is complementing the look of your home. Many people give scratched furniture or that which has color they hate a wide berth. If it comes at cheap rates, just take it and do the other work later. In most cases, the furniture may be repainted, refinished and sanded at very low cost. Being on the look out for the discounts and promotions especially during the festive seasons is always imperative. If you can mix the various promotions such as discounts with free shipping, you could see yourself save quite a lot of money.

Another section that you should pay attention to is the towels and sheets section. Anyone can attest to the overhauling effect of these things. In most cases, you will come across table runners, throw pillows, fabric place mats, bed spreads and even table cloths of very impressive quality in the online stores and at very low prices. Still on the same, door mats or rags would give the entry point of your home a new look. After all, that is the very first thing that an individual would be seeing once they get to the house being sure as to its suitability would be imperative. When it comes to such items, it would be important that you have a lot of patience since it is unlikely that you get the most appropriate one for you the very first time. In any case, stores such as wayfair.com have such expansive selections that you will be lost for choice as to the best for you. Taking your time to explore the available options would be important while considering the decorations in your home already. Be sure to complement the immovable decorations when choosing the movable ones.

The key to decorating your home during Christmas always lies in researching. There will always be numerous stores both online and offline that have all the decorations you may need. Comparing their prices without compromising on the quality will always be important. Some of the spots you could check out for impressive holiday decorations include wayfair.com and homedecorators.com. You definitely will be lost for choice as to the ones to take home. In any case, you will always find something that fits your budget here.

Everything You Need to Know About Wal-Mart

Being in business is a desire that many people hold. However, it is one thing to be in business and a completely different one to be relevant in whatever field you are. In addition, establishing a business from the ground and having it last for a number of decades growing from one height of glory to another is quite a feat for many. This is exactly what keeps Wal-Mart in a world of its own. If there is any business enterprise or organization that has caused a revolution in the world, then it is Wal-Mart. It is actually the pioneer discount and retail store organization that comes with quite a rich history.

Unlike many other companies that were modified quite a lot as far an entrepreneurship is concerned, Wal-Mart incorporates a short but highly celebrated success story backed brute efforts that employees and members put in. It is a public company that was founded in Rogers, Arkansas in the United States of America by Sam Walton. Wal-Mart is in engaged in retailing, neighborhood shops, Super market and discount shops. Currently, its headquarters are in Bentonville Arkansas. It employs over two million people and has a net income of over 13 billion dollars.

The history of retail and discount stores can be traced back to the early 50’s. This is the time when retail stores gained a lot of popularity. Sam Walton believed that consumers in America were yearning for more than just retail shops and therefore started a discount and retail store (his first) in Rogers, Arkansas. In 1962, Wal-Mart phenomenon was born when he opened his first store. Five years later, Walton had opened 24 stores all in Arkansas. These played a major role in the achievement of high turnover amounting to $12.6 million. To speed up its logistics, Wal-Mart, signed up a commercial pilot in 1968. The following year in October, Wal-Mart stores were modified from a mere establishment to an incorporated company that went (and still goes) by the name Wal-Mart Stores Inc.

1970’s was a period of considerable economic growth for Wal-Mart. It expanded more and employed more people which only increased its sales to about $44.2 million leaving many amazed. In 1075, the company achieved an impressive level of sales amounting to about $340.3 million. It also expanded and had 7500 associates as well as 125 operational stores. This company also took over Hutcheson Shoe Company. It is in the same year that the company introduced a pharmaceuticals branch called Wal-Mart pharmacy. As the decade ended, the company had carved a niche for itself in the retail industry having over $1.248 billion in sales not to mention its 276 stores. These stores had a massive workforce that comprised of 21000 associates.

The 80’s and 90’s marked the beginning of the company’s journey in the journey to gaining the status of a global phenomenon in the retail industry. Not only did the company grow in size but also increased its earnings, and the area of operation. Some of the developments that marked the 80’s include the opening of the pioneer Sam’s club in 1983, inauguration of the pioneer Wal-Mart supercenter in 1988 and its ranking as the top retail chain in the Forbes magazine. As the 80’s decade ended, Wal-Mart had a whooping 1,402 normal stores, 123 Sam’s clubs all of which had turnover sales of more than $26 billion.

Currently, the retail chain has direct employees and associates totaling over 2.1 million and serves over 176 million customers all over the world per year.

Complimenting the retail chain’s success is the advancement of technology which has allowed individuals to shop in the stores at the comfort of the stores. Some of the items that you will find in the online stores include electronic and other office equipment such as printers, computers, business office furniture, supplies, office technology, office supplies and janitorial supplies. Other items available include sports and fitness equipment, toys and video games, home items, furniture and outdoor living item. Your quest for shoes, apparel and jewelry would be quenched in the online stores not to mention pets, household essentials and even grocery. Your beauty and health needs would also be catered for as well as automotive needs.

Incorporating even more savings is the retail chain’s shipping policy. In case you are shopping from the online store, you will incur nothing as far as shipping is concerned. This is however limited to particular local stores however. As long as you there is a Wal-Mart store near you, you can shop for items online if they are not in the local store and have them delivered to that store at no cost whatsoever. This is not applicable to stores outside US, in Hawaii and Alaska.

It is however important that you have a clear understanding of the retail chain’s return policy just in case what is delivered is not what you get. There is no uniformity to the return policy for the different items and therefore you need to be clear on the particular item. In most cases, the items have to be returned within 90 days after purchasing them. There are however exceptional cases where special rules apply. The apparel has to be unworn while the clothing must have all tags. Video games, books and movies should be unmarked and unopened. For electronics, varied rules apply. Computer hardware should be returned in 15 days, computer accessories in 45 days, GPS, portable video players and Digital music players in 15 days while digital cameras or camcorders should be returned in 30 days. You will appreciate the fact the retail chain accepts the returns even when you do not have a receipt. Note however that food and plants cannot be accepted back. Any returns can be made via mail or in person to Wal-Mart stores.

While Wal-Mart sells most of its wares at low costs, you still can save further using Wal-Mart Gift cards. With these cards, you will lower the overall costs anytime you are shopping in the fast food outlet, cell phone stores, photo stores, pharmacies etc. owned by the retail chain. You can obtain these cards from the retail chain or even from the various online resellers.

Complementing the savings even more is the Wal-Mart Black Friday deals which give you an opportunity to save as you buy gifts the day after Thanksgiving. The Wal-Mart black Friday deals come great saving on a wide selection of items ranging from movies, to sports and fitness equipment, video games, toys, furniture etc. You definitely can complement this with the free shipping.

Anyone interested in working in Wal-Mart may apply at hiring kiosks in Wal-Mart stores or online at their website. The application may be in Spanish or English. After submitting your application, responding to the retail chain’s employment statements would be imperative not to mention agreeing to drug screening and background check. On the same note, it will be important that you sign up for an applicant account if you don’t have one. The application and the hiring process will be quite tedious in an effort to ensure only the most qualified gets there. It will however be worth the pain if you get to work in the reputable retail chain.

 

Getting The Most Up To Date Discount Coupons

Online coupons are the best ways to save money on your online shopping. Whether you are purchasing apparel or toys you will be able to find online coupons for all product categories on the web. These coupons will bring considerable amount of savings on each product. When you consider all the discounts together you would have saved a considerable amount of money on your monthly shopping. Today everyone is very keen in cutting short their expenses and the recent recession has taught every family a tough lesson on saving money and keeping the monthly expenses low. So online coupons, JCPenney Coupons and Kohls coupons are becoming more popular than ever among the consumers.

When you are searching for your discount coupons on the internet, you need to make sure that you get the most up to date online coupons. All the discount coupons and offers launched by top brands will come with a specific validity period. You will not be able to claim your offers and your discounts from the online coupons after the validity period. You should therefore make sure to check the validity period of your discount coupons that you are collecting online before you shop. If you do not pay attention to this information when you are collecting your online coupons, you will end up disappointed as you will not be able to claim your discounts after the validity period. There are many online coupons sources on the internet but not every source that you come across offer the best services. Some of the sources online do not update the coupons section regularly and this can lead to coupons that are not up to date. So you should look for well maintained coupons sites like Gogoshopper.com. Here you will find only the most up to date discount online coupons.
At times you might have bookmarked a page or copied a discount coupon code online but failed to use them within the validity period. This again will affect your savings. So if you find a discount coupon online it is best to make use of it immediately and to claim the savings. In case you are saving the discount coupon for later use, set some for of reminder before the expiry of the online coupons so that you can benefit from them.

Furthermore, some of the coupons will have limited number offer. So if you are not among those first few lucky customers, you will not be able to claim your discounts and offers. So it is always best to claim your discounts and offers as fast as possible when they still last. Good online coupons websites update their coupons listing daily to make sure that the coupons are up to date. Pick the right online sources to get your coupons and bookmark those sources so that you will be able to increase your monthly savings from these online coupons. Use all your online coupons in a timely fashion to avoid disappointments.

Why Are Online Coupons More Convenient?

Do you spend a lot of time collecting discount coupons and promotional codes from the dailies and magazines? Do you scour the newspapers daily to take cuttings of offers and deals? If you have been doing this, you will know how boring this task can be and how much time it consumes. Despite the fact that it is a time consuming endeavor many people spend several hours every week trying to get hold of these coupons and promotional codes. What motivates them to take such great pain? It is certainly the few dollars that they can save each month. Every family is subjected to severe financial pressure and every dollar saved is a dollar earned. So if you too are spending a lot of time in collecting your discount coupons and offers don’t worry you are not alone. However, if you were to learn that you need not have to waste so much of time in just collecting your discount coupons and that there is a faster and easier way to go about it, would you not be thrilled?

The internet offers the best solution to people that are looking for discount coupons and offers. You will be able to find online coupons on the web that will help you save you a lot of money. As opposed to spending several hours on tedious search, you will be able to find all the discount coupons you need online in a matter of just few clicks. Yes, that is true you will be able to save a considerable amount of time with online coupons.

Another great advantage with online coupons is that you will be able to find your discount coupons for any product or any brand including JCPenney coupons and Kohls coupons. You just need to run your coupon search for products of your choice and you will be able to have all the latest coupons in the chosen category listed for you. There are reliable discount coupons sites like Gogoshopper.com which features all the latest online coupons from various product categories. Coupons websites like these will save your time further. You will be able to find all the coupons you need from a single website which means you need not have to make numerous searches on the web for the best discount coupons.

Online coupons bring to you the latest offers and deals and it is also very convenient to redeem this coupon. You just need to type in the coupons code when you are checking out. You need not have to take paper cuttings or keep track of them as to when each coupon is expiring. This is of course one of the most convenient ways of saving money through discount coupons. Start your search for online discount coupons now and save a considerable amount of money every time you shop online. You will be able to find exciting offers and deals on the web, even deals that you cannot find offline.

Do You Really Save With Coupons?

Today every family in the US is busy trying to cut costs and reduce their monthly bills as much as possible. The latest global economic recession has made every family to get into cautious mode when it comes to spending their money. There are number of ways to save money. One of the ways is to reduce your shopping. However, you cannot avoid buying certain things such as your monthly grocery. Don’t worry, you can save money even while buying things that are absolutely necessary and that is by making use of online coupons.

Not many people realize that they can really save considerable amount of money through online coupons. If you have not been making use of online coupons so far, it is high time that you started using them to save money on your monthly shopping. To promote their sales most of the brands today launch discount coupons. You just need to find the right source to get these coupons. Many consumers spend a considerable amount of time surfing the web searching for discount coupons and promotions. If you too have been spending your time searching for your JCPenney coupons or Kohls coupons, then you need not have to make individual searches anymore all that you need to do is to find a dependable online coupons website like Gogoshopper.com where you can find thousands of coupons on various products. Those who make use of these online coupons regularly save a great deal of money. Every coupon will bring a small percentage of savings on the products you are buying. These can add up to a substantial amount of savings each month. Why should you lose your money when you can easily get hold of the discounts without any efforts? All that you need to do is to make few extra clicks to find the appropriate coupons before shopping and use the promotional coupon code while checking out in your shopping site.

Online coupons are becoming increasingly popular as they do bring in substantial savings. Thanks to the internet which helps customers find the best coupons in a matter of just few clicks. There are thousands of coupons available on the internet and you should make sure that you get the right coupons because at times the coupons that you find online can be outdated. All the coupons come with a definitive time frame and to avail your discounts you should have your coupons redeemed within the specified time. When you are collecting your online coupons you should pay attention to the validity period of your coupons so that you can actually save money. Online coupons should not cost you any money, you should be able to get your coupons free of cost. So stay away from any source that should ask for money for your discount coupons. Moreover, when you find the best coupons store like Gogoshopper.com, bookmark them so that you can access them easily whenever you are shopping online without having to make tedious searches again.