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A couple of years ago I started a new job and one of the perks was setting up a Flexible Spending Account (FSA). I wasn't sure how much money to put into this tax-free account and toward the end of the first year I still had over $200 to spend. A co-worker told me about FSAstore.com and said that I could purchase any of the items from the site with my FSA funds. Wow! I didn't realize what type of items were considered health related, such as sunscreen, vitamins, bandages and even a first aid kit for my car. It was great being able to use my FSA funds to pay for items that I would normally buy at a retail or drug store.
The Pros: For anyone with an FSA account or HSA account, FSAstore.com provides items that you'll use on a regular basis. You'll discover a lot of name brands that you're very familiar with. You can purchase items from the site anytime during the year, but you especially want to use up your FSA funds prior to the deadline. Remember, if you don't use up your money by the plan's deadline, then you forfeit the money. It does not carry over from one year to the next.
The Cons: Some of the product prices seem to be higher than what you would pay at a drug store. However, if you're approaching the deadline of your FSA account, then FSAstore.com is a great way to use up the money.
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